crazy growth of housing prices, to a certain extent on the tendency of a sick, take effective measures to actively carry out the regulation, in order to effectively prevent the crazy growth phenomenon, let prices continue to develop a steady state.
7 9, Xiamen land and resources and the Housing Authority issued a notice, announced since July 15th to adjust the housing credit policy, the new regulation of the property market. It also makes Xiamen become the second after the introduction of the second tier cities in Hefei credit limit policy.
the specific content of the notice:
, adjust the commercial individual housing credit policy. The lowest first home buyers name no purchase loans recorded in the city and the housing payment ratio of 25%; in the city housing and non housing loan records, or the name of 1 minimum first purchase loan records and the corresponding loans have been settled the payment ratio of 30%; the name has 1 pen records or purchase loans outstanding. The name of the first 2 and above the minimum sum of housing loan records and the corresponding loans have been settled the payment from 40% to 60%; the name has 2 housing loan outstanding loan application will not be accepted.
two, adjust the housing accumulation fund credit policy. The workers home for the first time to apply for housing provident fund loans to home buyers, down payment of not less than 20%, lending rates by the provident fund loans benchmark interest rate second times; family workers to apply for housing provident fund loans to home buyers, down payment of not less than 50%, 1.1 times the implementation of the loan interest rate according to the provident fund loans benchmark interest rate. Stop to apply for provident fund loans third or more workers housing provident fund loans.
notice that the purchase of new housing to submit the contract for the sale of real estate network time, buy to city real estate registration center collection time for second-hand housing.
"the introduction of the policy is very gentle, not big enough, just to do the adjustment in Shoufu ratio, without the introduction of restriction and restrictions on foreigners purchase policy, the policy content is neither painful nor itching." Xiamen real estate intermediary industry Association vice president Wang Qi commented that a lot of real people, or local, foreign rich, is not concerned about the proportion of down payment 10%, 20%.
a Xiamen official said housing prices, from the adjustment of housing credit policy of commercial individual point of view, the introduction of the policy has no effect on the just, "the name has 1 pen purchase loans outstanding record, or the name of the first 2 and above the minimum sum of housing loan records and the corresponding loan has clear payment from 40% to 60%" is the key to the control of a main lever is to reduce the credit limit, investment.
"in Xiamen in the first half of market prices, plus a lever is more common, the introduction of the policy, will recommend